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Cancellation
According to Article 22 of the Spanish Insurance Law, the policy will determine the duration of the contract. The policy will never fix a term of more than ten years. Nevertheless, the insurer could establish that the renewal of the contract takes place one or more times, but never for periods longer than a year at a time.
The parties may oppose the renewal of the contract by giving written notice to the other party, at least two months before the conclusion of the insurance period currently in progress.
Liberty Seguros, however, may consider processing a refund in the following cases:
If the vehicle has Spanish number plates:
- When changing from one old Liberty product to a new one
- When the car is sold to a third party (we will request a copy of documentation from the Spanish authorities - "Tráfico" confirming that the car has been transferred, plus the original receipt
- When there has been a claim but the Insured is not liable and the claim is less than 6.000 euros (we will request the original receipt)
If the vehicle has British number plates:
- When changing from one old Liberty product to a new one
- When the car is sold to a third party (we will request a copy of the documentation from British authorities - DVLA - confirming that the car has been transferred (change of owner) plus the original receipt
- When there has been a claim but the Insured is not liable and the claim is less than 6.000 euros ( we will request the original receipt)
For temporary policies please contact Liberty Seguros in order to be informed about the cancellation rights.