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10. Subsidy for temporary suspension of the driving licence
The insurer guarantees the payment of a monthly subsidy, pursuant to the amount, limits and conditions contained in this policy, in cases of temporary suspension of the driving licence, when so ordered in a final and binding legal judgment handed down in relation to a traffic accident covered under this policy and caused exclusively by imprudence, fault or negligence on the part of the insured, as well as when the temporary suspension of the driving licence is due to a government decision, providing said suspension is the consequence of using the insured vehicle. The terms for the monthly payments will match the period during which the driving licence is to be suspended, as indicated in the final judgment or government decision, and may never exceed 24 monthly payments, calculated from the month immediately after the month the suspension takes effect pursuant to the judgment or, where applicable, the government decision.
For the purposes of this cover, the insured shall be considered as:
- The party listed as the regular driver in the policy schedule
- If the policyholder is a legal entity, the authorised driver whose licence is suspended as a result of driving the vehicle listed in the schedule. In this case, unless otherwise agreed, the policyholder will be the beneficiary of the resulting indemnities.
THE FOLLOWING IS NOT COVERED:
a. Suspension of the driving licence due to events occurring before the inception of the insurance.
b. Suspension of the driving licence for driving under the influence of alcohol or narcotics, toxic drugs, psychotropic substances or other similar substances, for violating a previous suspension order, for hit-and-run accidents or for failure to render assistance.
c. If the driving licence is no longer valid due to the loss of physical or mental skills or abilities or the required knowledge.
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Liberty Quality Motor (Car insurance)
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