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Car insurance

 

14. Territorial scope of the insurance

 

1. The covers for voluntary liability insurance, own damage,  fire, theft, broken auto glass,  legal defence, damage claims,  Personal accidents involving passengers, personal accidents involving the driver ( Fixed sum plus annuity ) and subsidy for temporary suspension of driving licence are applicable throughout the territory of the European Economic Area and in those States that have signed the Multilateral Guarantee Agreement.

 

2. The mandatory liability insurance cover will have effect:

 

In Spain, up to the quantative limits established for mandatory insurance at any given time under current law.

 

Abroad: When the event occurs abroad but within the territory of the European Economic Area, or within the territory of States that are parties to the agreement between the national insurance offices of Members States of the European Economic Area and other associated States, this cover is provided subject to the limits and conditions established as mandatory under the law of the State in whose territory the claim occurs in a Member State of the European Economic Area, the cover limits established in the preceding section will apply, if they are higher than those in force in the State where the claim occurs.

 

For territories not included in section 1, the issue of the relevant green card will be necessary.

 

3. The territorial scope applicable to the roadside assistance cover shall be established in Article 11, and that of the replacement vehicle cover shall be established in Article 12.

 

 

 

Basis for the contract

 

15. Formation, execution and period of cover of the insurance