24. Claims
The policyholder, the insured or the beneficiary must report the occurrence of the claim to the insurer within a maximum period of 7 days upon learning of it.
In case of breach of this obligation, the insurer may file a claim for damages due to the failure to make this report. This will not hold true if it can be shown that the insurer had knowledge of the claim by another means.
The policyholder or the insured must, in addition, provide the insurer will all necessary information concerning the circumstances and consequences of the claim. In case of breach of this obligation, the right to the indemnity shall be forfeited in the event of wilful misconduct or gross negligence.
A. Own damage caused to the insured vehicle
B. Theft of the insured vehicle
C. Personal accidents involving the driver
D. Subsidy for temporary suspension of driving licence