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Car insurance

 

5. Theft of the insured vehicle

 

If the items are components permanently installed in the vehicle when it is left in the factory or components considered as accessories and expressly listed as such in the policy schedule, they shall be indemnified for 100% of their value as new, except for batteries and tyres, which will be indemnified at 50% of their value as new.

 

In the event of the unlawful taking of accessories that are radio, telephone, satellite navigation or sound and / or image playing or recording devices permanently installed in the vehicle, the indemnity shall be calculated as indicated in the preceding paragraph, provided the stolen devices are actually replaced, subject to verification by the insurer's loss adjusters and limited to a single indemnity for this reason per insurance year.

 

 

 

 

 

 

C. Damage to the insured vehicle due to unlawful taking

 

Effects of the recovery of the stolen vehicle

 

Replacement vehicle in the event of theft of the vehicle

 

 

6. Broken auto glass

 

 

Exclusions:

 

- Vehicle immobilisations due to mechanical malfunctions are excluded from this cover.

 

- Accidents occurring when participating in official or private sport competitions, training sessions, trials or wagers are excluded from this cover.

 

- The vehicle may not be driven beyond the limits of the country where the accident occurs

 

- This benefit is subject to the availability of vehicle rental companies and the conditions for rental that they apply

 

- At all times, petrol expenses will be for the account of the insured

 

THE FOLLOWING IS NOT COVERED:

 

a. Theft due to gross negligence on the part of the insured, policyholder or driver or their dependants or those persons who live with them.

 

b. Thefts where the perpetrator or accomplice is a relative of the insured or policyholder, to the third degree of consanguinity by blood or marriage, or a dependent or employee of either, provided the said party depends on or lives with them.

 

c. Trailers towed by the insured vehicle.

 

d. Theft or attempted theft of accessories, except where the accessories are expressly listed in the policy schedule.

 

Under no circumstances will accessories that do not form a permanent part of the insured vehicle, such as keys or remote openers, be covered.

 

e. Thefts or damage due to theft or attempted theft affecting guaranteed luggage and personal items transported in the vehicle in excess of 500 euros per claim.

 

f. Thefts or damage due to theft or attempted theft affecting professional items or tools transported in the vehicle.

 

g. Thefts that are not reported to the police authorities. The insured must furthermore provide the insurer with a copy of the report.

 

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Glossaries

 

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Information statement

 

Contents

 

Definitions

 

Car insurance (different kinds)