5. Theft of the insured vehicle
Effects of the recovery of the stolen vehicle
If the stolen vehicle is recovered within a period of 40 days following the claim report, the insured will be obliged to accept its return.
Should the vehicle be recovered after this period, it will remain in the possession of the insurer, and the insured undertakes to sign any documents that may be required to transfer ownership of the vehicle to the insurer or to such third party as it may designate, unless the insured wishes to recover his / her vehicle, in which case s/he will reimburse the insurer for any indemnity s/he has received, after which the insurer will be obliged to offer the vehicle to the insured and to return it to him/her, provided the insured notifies his / her acceptance within fifteen days following the offer.
If, as a result of attempted unlawful taking, sufficient damage is caused to the vehicle to constitute a total loss (as per the definition provided in the Preliminaries - Definitions), the indemnity will be paid according to the terms of section a) of this article.
Exclusions:
- Vehicle immobilisations due to mechanical malfunctions are excluded from this cover.
- Accidents occurring when participating in official or private sport competitions, training sessions, trials or wagers are excluded from this cover.
- The vehicle may not be driven beyond the limits of the country where the accident occurs
- This benefit is subject to the availability of vehicle rental companies and the conditions for rental that they apply
- At all times, petrol expenses will be for the account of the insured
THE FOLLOWING IS NOT COVERED:
a. Theft due to gross negligence on the part of the insured, policyholder or driver or their dependants or those persons who live with them.
b. Thefts where the perpetrator or accomplice is a relative of the insured or policyholder, to the third degree of consanguinity by blood or marriage, or a dependent or employee of either, provided the said party depends on or lives with them.
c. Trailers towed by the insured vehicle.
d. Theft or attempted theft of accessories, except where the accessories are expressly listed in the policy schedule.
Under no circumstances will accessories that do not form a permanent part of the insured vehicle, such as keys or remote openers, be covered.
e. Thefts or damage due to theft or attempted theft affecting guaranteed luggage and personal items transported in the vehicle in excess of 500 euros per claim.
f. Thefts or damage due to theft or attempted theft affecting professional items or tools transported in the vehicle.
g. Thefts that are not reported to the police authorities. The insured must furthermore provide the insurer with a copy of the report.
Sociedad de Agencia de Seguros Vinculada... Linked insurance agency
Liberty Quality Motor (Car insurance)
Car insurance (different kinds)