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1. Object and scope of the insurance
Under this cover, the insurer will undertake the defence of the insured, understood as the driver authorised by him/her in the event of a traffic accident, in legal proceedings brought against him / her, expressly including the following:
- The personal defence of the insured by lawyers or court attorneys, where necessary. This includes the fees and expenses for the lawyer, notary services and the granting of any powers of attorney required for the proceedings, as well as for certificates, summonses and other acts required for the defence of the insured's interests. If the lawyer or court attorney is freely chosen ( section 3 ), this benefit will be limited to a maximum of 3,000 euros per claim.
- The necessary fees and expenses for loss adjusters, provided they have been expressly authorised by the insurer.
- In criminal proceedings, payment of the bail bonds required for the release of the insured on bail, up to a maximum limit of 35,000 euros per claim.
- The bail bond provided by the insurer will be used, at the end of the proceedings, to meet legal costs of a criminal order, but not for the personal sanctions, fines or indemnities to third parties for liability.
2. Procedure to follow in case of claim
8. Personal accident cover for passengers