Benefits from the insurer
2. Claims for material damage
Claims lodged against liable third parties for indemnities for damage caused to the insured vehicle as a result of a traffic accident.
This cover includes claims against liable third parties for the cost of damage to the insured vehicle as a result of events unrelated to transit, such as the collapse of building works, explosions, fire or other similar events, provided there is no contractual relationship whatsoever between the insured and the party liable for the damage.
Claims lodged against liable third parties for material damage caused to goods transported in the insured vehicle, as well as for damage to personal items and objects carried onboard, as a result of traffic accidents.
Should the insurer and the insured lodge concurrent claims against liable third parties, the amount awarded will be divided between them in proportion to their respective interests.
The insured expressly authorises the insurer and its legal representatives to receive directly any indemnities that, under this cover, may be obtained in his / her favour, whether through settlement or judicial decision, without detriment to the subsequent payment thereof.
8. Personal accident cover for passengers