8. Personal accident cover for passengers
3. Health care expenses arising from accidents
For a maximum period of one year from the date of occurrence of an accident covered under this policy and occurring within the period of insurance, the insurer will bear the following costs:
All medical, pharmaceutical, hospitalisation and treatment expenses, if the care if provided in Spain by physicians and / or clinics designated by the insurer.
All clinics and hospitals recognised by the Insurance Compensation Consortium within the scope of both public and private health care, as well as any other medical centres with which a care agreement has been signed, shall be considered as having been designated by the insurer.
Should the insured receive care from physicians or clinics in a foreign country, or should s/he, in Spain, see physicians or go to clinics of his / her own choosing, the insurer will only be liable up to the limit established in the schedule for the sum insured for this cover, which comprises all expenses incurred for treatment, including hospitalisation expenses, up to a maximum of 200 euros per day.
Separately from the cover indicated in the preceding section, the insurer will assume those expenses incurred for:
- Urgent transport of the injured party to the nearest health centre immediately after the accident occurs.
- Ambulance transport immediately after the accident occurs and, subsequently, whenever so required by medical prescription.
- The initial purchase of any prostheses, glasses, hearing aids or orthopaedic devices that may be necessary as a result of the accident and / or the repair or replacement (value as new) of same should they de destroyed or deteriorated.
The limit for this cover is 700 euros per claim.
9. Personal accident cover for driver: Fixed sum plus annuity
THE FOLLOWING IS NOT COVERED:
For sections 1, 2, and 3 above:
a. Accidents unrelated to the condition of the passenger of the insured vehicle.
b. Accidents covered by the Insurance Compensation Consortium.
c. Accidents resulting from sport competitions, wagers, challenges or exploratory expeditions.
d. Aesthetic sequelae.
e. Health-care expenses that are covered by mandatory automobile insurance or occupational hazard insurance.
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Liberty Quality Motor (Car insurance)
Car insurance (different kinds)