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8. Personal accident cover for passengers
For the purposes of this cover, the following definitions shall apply:
Accidental permanent disability
Total permanent disability shall be understood to mean
solely the loss of both feet, both arms or both hands, of one arm
and one leg and one hand and one foot, complete paralysis, total
blindness and / or total and incurable insanity. At all times, only
the aforementioned sequelae will be considered as total permanent
disability, irrespective of the profession of the
insured and / or of any administrative
resolution or medical definition.
Should this cover be limited in the schedule to accidents
exclusively involving the driver, any driver involved in a traffic
accident while driving the insured vehicle shall be considered as
insured, providing s/he holds the
legally required driving licence at that time.
Traffic accidents involving
insured persons listed in the schedule as passengers of the
insured vehicle are included under the following covers:
1. Accidental death
2. Accidental permanent disability
3. Health care expenses arising from accidents
9. Personal accident cover for driver: Fixed sum plus annuity