Accident Insurance Boating insurance Car Insurance Golf insurance Sanitas - health and dental insurance plans in Spain Household Insurance Hunting insurance Legal Expenses Insurance Life insurance Motorbike Insurance Travel insurance Civil Liability Insurance Insurance for Small and medium sized enterprises (SMEs) Insurance for Electrical Equipment Insurance for Haulage Companies Insurance for Companies selling or renting equipment (eg leasing) Machinery Breakdown Insurance Office Insurance Shop Insurance Are you planning to return to the UK from abroad?
9. Personal accident cover for driver: Fixed sum plus annuity
Subject to the limits established in the policy, the insurer undertakes to pay the fixed sum and 24 monthly annuities listed in the schedule in the event of the death or total permanent disability of the driver.
For the purposes of this cover, the following definitions shall apply:
Total permanent disability shall be understood to mean solely the loss of both feet, both arms or both hands, of one arm and one leg and one hand and one foot, complete paralysis, total blindness and / or total and incurable insanity. At all times, only the aforementioned sequelae will be considered as total permanent disability, irrespective of the profession of the insured and / or of any administrative resolution or medical definition.
- In the event of the death of the insured driver, the insurer will indemnify the beneficiaries expressly designated by the insured (or his / her legal heirs, where no such express designation has been made) with the payment of the fixed sum stated in the schedule, as well as the payment of the monthly annuity likewise stated in the schedule, up to a maximum of 24 monthly payments.
- Should the insured driver sustain a total permanent disability, the insurer will indemnify him / her with the payment of the fixed sum set out in the schedule, as well as the payment of the monthly annuity designated in the schedule up to a maximum of 24 monthly payments.
10. Subsidy for temporary suspension of the driving licence.
THE FOLLOWING IS NOT COVERED:
a. Accidents involving the driver of the vehicle that do not lead to his / her death or permanent total disability.
b. Claims that, due to their nature, are covered by the Insurance Compensation Consortium.
c. Accidents unrelated to driving the insured vehicle.
d. Accidents resulting from sport competitions, wagers, challenges or exploratory expeditions.
Sociedad de Agencia de Seguros Vinculada... Linked insurance agency
Liberty Quality Motor (Car insurance)
Car insurance (different kinds)